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Job Information

  • Employee Type:

    Full Time

  • Contact Person:

    Madhavi Chatterjee

  • Contact:

    9993411707

  • Location:

    Navi Mumbai Panvel

  • Job Position:

    Credit Manager

  • Experience

    4 to 6 Years

  • Qualifications:

    Any Graduate

  • Salary:

    ₹400000 - ₹ 600000

  • Date posted:

    09-Oct-23

Credit Manager

Ambit Finvest

Navi Mumbai Panvel

Job Description:

  • Understanding of financial statements, Bank statements, key Financial Ratios, Working capital management, FOIR, DBR, Multipliers, etc. Ability to judge the customer profile and identify his/her eligibility basis data provided
  • Experience of working and evaluating Bureau reports (CIBIL, Experian, CRIF, etc.)
  • Good Understanding of various loan products
  • Strong analytical skills and detail oriented to understand the business model of the borrower.
  • Ability to explain complex information clearly and rationally.
  • Forward request beyond the statutory limit to the HO
  • Manage external agents involved in the verification process
  • Co-ordinate with the recoveries team and generate business insights.
  • Responsible for fraud management and risk mitigation activities
  • Credit Appraisal of Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
  • To evaluate proposals of customers for LAP and BL
  • Decision making within defined TAT