Job TitleCredit Manager -PLLocationBangalorePurpose of the PositionTo manage credit management function and oversee the according to policy and process credit control of all loan filesTo achieve disbursement target as per the business planTo take prudent credit decision & sanction proposal based on available information and interact with the applicantsTo execute credit appraisal and monitor the same for the locationEnsure adherence to the policy & compliance in the locationTo execute productivity as per the business planTo ensure TAT as per the policy for seamless business operationsTo ensure portfolio qualityTo maintain the approval rate as per the policy guidelinesTo coordinate with the sales team and develop business strategiesKey Result AreasDisbursement TargetLogin to SanctionNon Starter & Bounces in 6 MOBFraud CasesApproval Ratio & Productivity (Planned Vs. Actual)