Employee Type:
Full Time JobsContact Person:
Mahak AswaniContact:
9329931731Location:
BengaluruJob Position:
CREDIT MANAGERExperience
4 to 9 YearsQualifications:
Any GraduateSalary:
₹200000 - ₹ 600000Date posted:
07-Feb-24White Force
Bengaluru
COMPANY:- MUTOOTH FINANCE
JOB TITLE
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Credit Manager -PL |
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Location |
Bangalore |
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Purpose of the Position |
To manage credit management function and oversee the according to policy and process credit control of all loan files |
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To achieve disbursement target as per the business plan |
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To take prudent credit decision & sanction proposal based on available information and interact with the applicants |
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To execute credit appraisal and monitor the same for the location |
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Ensure adherence to the policy & compliance in the location |
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To execute productivity as per the business plan |
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To ensure TAT as per the policy for seamless business operations |
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To ensure portfolio quality |
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To maintain the approval rate as per the policy guidelines |
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To coordinate with the sales team and develop business strategies |
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Key Result Areas |
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Disbursement Target |
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Login to Sanction |
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Non Starter & Bounces in 6 MOB |
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Fraud Cases |
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Approval Ratio & Productivity (Planned Vs. Actual) |
Behavioural Competencies |
Intrapreneurship: Has business focus; Remains abreast with business and market realities and puts business in front |
Strategic: Visualizing business risks; having long-term vision and come up with priorities and ideas |
Problem Solving: Ability to get to the root cause of the problem and come up with solutions |
Decision Making: Using facts, data and experience, to take appropriate and timely decisions |
Team Management: Ability to handle, motivate, coach and develop a team; ability to delegate tasks, conduct reviews and give constructive feedback |