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Job Information

  • Employee Type:

    Full Time Jobs
  • Contact Person:

    Kirti Soni
  • Contact:

    9329931736
  • Location:

    Bengaluru
  • Job Position:

    Credit Manager ( Muthoot Finance)
  • Experience

    4 to 9 Years
  • Qualifications:

    Any Graduate
  • Salary:

    ₹500000 - ₹ 600000
  • Date posted:

    14-Feb-24

Credit Manager ( Muthoot Finance)

White Force

Bengaluru

Job Description:

To achieve disbursement target as per the business plan

 

 

 

To take prudent credit decision & sanction proposal based on available information and interact with the applicants 

 

 

 

To execute credit appraisal and monitor the same for the location

 

 

 

Ensure adherence to the policy & compliance in the location

 

 

 

To execute productivity as per the business plan

 

 

 

To ensure TAT as per the policy for seamless business operations

 

 

 

To ensure portfolio quality

 

 

 

To  maintain the approval rate as per the policy guidelines

 

 

 

To coordinate with the sales team and develop business strategies

 

 

 

Key Result Areas

Disbursement Target

Login to Sanction

Non Starter & Bounces in 6 MOB

Fraud Cases

Approval Ratio& Productivity (Planned Vs. Actual)

Behavioural Competencies

Intrapreneurship: Has business focus; Remains abreast with business and market realities and puts business in front

Strategic:  Visualizing business risks; having long-term vision and come up with priorities and ideas

Problem Solving: Ability to get to the root cause of the problem and come up with solutions

Decision Making: Using facts, data and experience, to take appropriate and timely decisions

Team Management: Ability to handle, motivate, coach and develop a team; ability to delegate tasks, conduct reviews and give constructive feedback