Position Responsibilities Job Description -

Role Accountability 1.Manage portfolio (Multiple Due Stages) performance through a team of

Collections executives & callers, in line with Operating and process Plan.

● Ensure appropriate infrastructure and resource availability in vendors to carry out collections

as per operating plan

● Formulate collection strategies for the dpd basis as well as per market dynamics, portfolio

spread/segmentation and business requirements

● Identify critical /non performing segments and ensure appropriate legal hardship tools are

applied to them for satisfactory resolution

● Conduct regular performance review with all vendors, Agency superviosers & callers for all

critical metrics to track the portfolio health and ensure healthy process

● Monitor field collections by bucket/vintage/region to ensure cost adherence in operations

and achieve cost efficiencies

● Ensure adherence to Compliance Policy, Collections processes and Audit requirements, Code

and conduct and maintaining standards to achieve customer satisfaction

● Ensure proper recourse mechanism is followed to resolve customer complaints in a timely

and satisfactory manner

● Ensure 100 % coverage of cases of allocated

● Ensure monthly cost provisions are reported to Finance team as per timelines

● Identify upcoming markets in accordance with the Sales growth plan and evaluate setting

up/expanding operations basis volumes; Raise timely red flags on sourcing quality in new

markets ensuring portfolio hygiene

● Participate strategically and tactically in development and implementation of portfolio

treatments to maximize collection for the portfolio and increase resolution/extraction

● Perform peer benchmarking to create competitive infrastructure and deliver best in class

performance on key metrics such as Credit Recovery as a percentage of Principle Credit

Chargeoffs, Gross write-offSettlement loss rates, rate of recovery