HAPPIES T
wait please

Job Information

  • Employee Type:

    Full Time

  • Contact Person:

    Dolly Pandey Sihora

  • Contact:

    93403 31337

  • Location:

    Navi Mumbai Panvel

  • Job Position:

    Credit Risk Analyst

  • Experience

    2 to 0 Years

  • Qualifications:

    Any Graduate

  • Salary:

    ₹300000 - ₹ 500000

  • Date posted:

    18-Aug-24

Credit Risk Analyst

EPayLater

Navi Mumbai Panvel

Job Description:

  • Credit appraisals of loan applicants within defined policy guidelines of Own NBFC and Co lending partners
  • Assessing creditworthiness of the potential client by scrutinising the financials, credit history based on documents submitted, market information, reference checks, etc
  • Ensuring verification processes are followed in a systematic and timely manner
  • Coordinating with the verification agencies to aid in decision-making
  • Timely Processing of the proposals to ensure faster TAT
  • Ensuring adherence to the internal credit policy and RBI guidelines applicable to the NBFCs
  • Providing inputs to bring in best industry practices and revising credit risk policies and guidelines periodically
  • Participating in internal projects that improve credit process efficiency and effectiveness to assist in achieving key strategic objectives
  • Monitoring the repayment history and taking necessary corrective actions
  • Closely tracking of delinquent customers to ensure these remain in lowest bucket and learnings from these are implemented for future cases
  • Appraising deviations based on mitigants, relationships, local market knowledge, etc.